FINANCIAL TIP Not sure which is right for you? Using these two accounts together is a great strategy. Invest in your RSP to reduce your taxable income and hopefully get a refund. Use that refund to invest in your TFSA and watch both of them grow for your future! Dayna Ballagh, Financial Advisor 705-761-1409 Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Great-West Life Assurance Company. Trademarks, including Investors Group, are owned by IGM Financial Inc. and licensed to its subsidiary corporations. I.nvestors Group Financial Services Inc. Tel: (905) 434-8400 Fax: (905) 721-0483 1-888-801-9406 111-1614 DUNDAS ST. E, WHITBY, ON L1N 8Y8 RORY SCULLY CFP Financial Consultant Carly Scully Administrative Assistant 4 River Street, Seagrave 905-985-8962 This tax season . . . GET MORE IN RETURN. Office Hours: Monday to Friday 9:00 am - 5:00 pm Extended Evening & Saturday Hours during Tax Time by Appointment Only BOOKKEEPING SERVICES New Clients Welcome CALL * E-File * Personal Income Tax * Computerized Payroll * Small Business I’ll get you what you deserve. Sandra Poupore CFP Certified Financial Planner 416-518-2768 (Port Perry) Available from March to May for tax preparation; Also available throughout the year for enquiries or tax planning. Personal Tax Preparation 25 Years Financial Services Experience EARN IT KEEP IT GROW IT NOW OPEN in the 1st Financial Centre . . . We work for you. * Consolidate debt * Renovation financing * Pre-approved mortgages * First time buyers * Repair your credit * Self employed mortgages * Mortgage renewals * Investment properties 905-409-7999 269 Queen Street, Port Perry KIM MCCORMICK MORTGAGE AGENT PAUL MCCORMICK MORTGAGE BROKER Mortgage & Home – F I N A N C I A L – License #10464 FINANCIAL TIP There is no doubt that RRSPs and TFSAs play key roles in financial and retirement planning and there are strategies – like income splitting – that you can use to reduce your taxable income and avoid claw backs. Your professional advisor can help you decide what’s best for your situation. Investors Group, Rory Scully, CFP 905-434-8400 FOCUS MARCH 2018 35