WHY HIRE A FINANCIAL ADVISOR? You may not have the expertise, the time or the desire to actively plan and manage certain financial aspects of your life. Consider enlisting a certified financial planner (CFP) who can help you figure out whether you are on track with your savings and review your tax saving strategies. WHY HIRE A TAX SERVICE? Over half of Canadian tax filers use paid services to file their tax returns. Most people aren’t aware of some of the changes that take place in the rules and regulations. Hiring a good tax service to file your returns not only saves you time, they also help you save money by pointing out any deductions you missed. INVESTMENT TIP First Time Home Buyers! Did you know that you can use an RRSP to help save for and to maximize your down payment? Invest, get a bigger tax refund and boost up those savings. Call me for more information on how this can work for you! Dayna Ballagh, Mortgage Agent 705-772-8061 4 River Street, Seagrave 905-985-8962 This tax season . . . GET MORE IN RETURN. Office Hours: Monday to Friday 9am - 5pm BOOKKEEPING SERVICES New Clients Welcome CALL * E-File * Personal Income Tax * Computerized Payroll * Small Business Extended Evening & Saturday Hours during Tax Time by Appointment Only PurchaseIRefinanceIRenewalsIDebtConsolidationIFirstTimeBuyersISelfEmployed Call me to see how we can consolidate debt, increase cash flow and eliminate stress! Dayna Ballagh Mortgage Agent #M18000373 C 705.772.8061 info@daynaballagh.ca mortgagesbydayna.ca Brokerage #12728 Debt got you down? 250 Queen Street Port Perry 905-985-9791 inclusiveadvisory.ca (formerly Scugog Accounting) 32 FOCUS - MARCH 2019